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Johnson County

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Johnson County
11811 S. Sunset Drive
Suite 1500
Olathe, KS 66061

Office Hours:

Monday - Friday,
8:30 a.m. - 5 p.m.

(913) 715-7000
(913) 715-7005 fax

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K-State Research and Extension is committed to making its services, activities and programs accessible to all participants. Reasonable accommodations for persons with disabilities may be requested by contacting Johnson County Extension at (913)715-7000. Notify staff of accommodation needs as early as possible.

Kansas State University Agricultural Experiment Station and Cooperative Extension Service

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Cash is King: Why you need cash

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Contributing writers: Mary Lou Peter, Nancy Peterson and Kathleen Ward, K-State Research and Extension, Manhattan, KS

Cash is king, particularly when a natural disaster or emergency occurs. Imagine if the ATM you always use is in the path of a tornado or flood and is damaged, destroyed or without the electrical power needed to access records or complete a cash or credit card transaction.

“With cash in hand, people caught in an emergency situation will be better able to cover immediate expenses,” said Carol Young, K-State Research and Extension financial management specialist.

The types of expenses Young refers to are:

  • food
  • water
  • shelter
  • medications
  • gas
  • rental car or other transportation
The amount of cash your family could need will depend on:
  • the number of members in the household
  • any special needs of family members
  • the severity of the emergency or natural disaster
  • the amount of money you feel comfortable possibly losing

A few hundred dollars could be enough to bridge the gap, said Young, who advised tucking the cash into a water and fireproof emergency kit.

The kit could also include:

  • medications your family will need
  • copies of insurance policies
  • identification records
  • health records and insurance cards
  • a recent bank/investment statement
  • family and business contact information

Much of the family business information, such as financial account numbers or scanned copies of documents, can be saved to a flash drive or a web document account and updated as needed. Include the flash drive in the emergency kit, but don’t record passwords on the flash drive.

Store the kit on a high shelf in the basement, or another safe place, so it can be quickly accessed, or taken to a storm or emergency shelter if evacuation is required.

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Joy Miller

Family and Consumer Sciences Agent