Fall is Medicare Season
October is the time of year when leaves change color, we enjoy our favorite apple and pumpkin treats and Medicare Open Enrollment begins. So, what does that mean for our new or seasoned Medicare Beneficiaries? Well, now it the time to review your Medicare Advantage and Part D Plans. There have been numerous changes in how prescriptions are covered, so it is worth taking the time to look everything over and make sure you are saving the most money that you can on your prescription drugs.
One notable change has been in the coverage of diabetic prescriptions and insulin. I would highly encourage you to schedule a time to visit with your primary doctor regarding your medications and then have one of our Johnson County SHICK volunteers work with you to review your coverage. It could amount to a big savings for your wallet.
Vaccines play a vital role in preventing illness and maintaining health but knowing if Medicare pays for vaccines can be confusing. Medicare does cover flu shots through Part B, older adults can get one flu shot per year and additional ones if deemed medically necessary. Medicare will pay for one Shingles shot through Part D, please refer to your Part D explanation of benefits before getting the shot so you know how it will be covered. Medicare pays for one pneumonia shot, recommended for all adults aged 65+ and younger adults with chronic health conditions. With the pandemic continuing, it is wise to review all your vaccinations at this time to make sure you are fully covered.
This fall’s open enrollment period will look different that it has in the past. Counselors are looking at ways to help beneficiaries review their prescription drug coverage while keeping physically distant. In Johnson County, we have ten new SHICK volunteers. SHICK Counselors can help review and process worksheets to give older adults options in choosing a plan. Counselors will review coverage either over the phone, through Zoom, e-mail or mail. Older Adults are a vulnerable population. We are mindful of that and want to help but do so in a way to keep our volunteers, staff and you safe.
To get assistance reviewing your Part C & D coverage, please contact Johnson County Extension Office at (913) 715-7000.